Everything you need to know about Paisewise — what it does, how your data stays safe, what it will cost, and when you can get in.
Paisewise is a personal finance app being built for India — one place to connect your bank accounts, UPI apps, credit cards, and investments, track spending automatically, and manage money as a family. Because we handle financial data, we get a lot of (rightly) careful questions about security, pricing, and how the product works. The answers below are the same ones we give privately to waitlist members.
If your question is about a specific feature, the deep-dive pages on the family expense tracker, UPI expense tracking, investment tracking, and smart budgeting go into much more detail.
Paisewise is a personal finance app built for India. It connects your bank accounts, UPI apps, credit cards, and wallets in one dashboard, tracks spending automatically, and uses AI insights to help you budget smarter and grow wealth. It's currently in active development — join the waitlist for early access.
Joining the Paisewise waitlist is free, and early members get lifetime perks. Pricing details will be announced at launch.
Paisewise is built for how India manages money, with support planned for all major Indian banks and UPI apps, plus credit cards and digital wallets — so every transaction lands in one place.
Yes. Family View gives your whole household one dashboard: shared expenses, individual budgets, and household goals, with the right privacy controls for every member.
Yes. Paisewise is designed to track mutual funds, stocks, fixed deposits (FDs), and PPF alongside day-to-day spending, giving you a complete picture of your money.
Yes. Your data stays encrypted and private with bank-grade security, and Paisewise never sells your information.
No. Paisewise is designed to use read-only connections through regulated frameworks like the Account Aggregator ecosystem, so you never hand over net-banking credentials and you can revoke access at any time.
Once your bank accounts are connected, payments made through UPI apps like Google Pay, PhonePe, or Paytm are picked up from the linked accounts and categorized automatically — no manual entry, screenshots, or SMS forwarding needed.
Paisewise is being built web-first, with Android and iOS apps planned. Waitlist members will be the first to know as each platform opens up.
Yes. Paisewise plans to include GST and ITR-ready expense reports and exports, so tax season does not mean digging through a year of bank statements.
Paisewise is in active development with limited early-access spots. Waitlist members are notified first and get early access at launch.
Paisewise is rupee-first and India-first: UPI and Indian bank support, joint family and HUF account management, GST and ITR-ready expense reports, and AI insights that actually save you money.
Want to dive deeper into what Paisewise can do? Read about the family expense tracker, automatic UPI expense tracking, tracking mutual funds, PPF, and FDs, and smart budgeting.
Join the waitlist and ask us directly — we read every reply. Early members get lifetime perks and first access at launch.
No spam, ever. We only email when it matters.